Translation of "loan hanging over" in Italian

Translations:

prestito di

How to use "loan hanging over" in sentences:

Look, sarah, nobody's happy about this, but we have a $20-million loan hanging over our heads.
Ascolta, Sarah, nessuno e' felice di tutto questo, ma abbiamo un prestito di 20 milioni di dollari sulle spalle.
We have a $20-million loan hanging over our heads.
Abbiamo un prestito di 20 milioni di dollari sulle spalle.
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